Working as a notary signing agent is an excellent way to make extra money. However, it is essential to understand that the process has state quirks.
Texas requires all applicants to meet several eligibility requirements and complete the entire notary application process, including purchasing a $10,000 surety bond, paying a $21 state filing fee, procuring necessary notary supplies, and taking an oath of office.
Education
A notary is a public servant appointed by the Secretary of State for four years to serve the general public impartially during document signings. When a notary’s seal and official signature appear on a document, it proves that the signer was personally present and that the notary identified the signer correctly.
The duties that a notary is authorized to perform vary from state to state. You must become familiar with these authorized acts to stay within your scope of authority and incur penalties or liabilities. Regarding how to become a notary in Texas, the process is simple. There is no education requirement or exam, and the process can be completed online. You must complete a notary application and purchase a four-year, $10,000 surety bond. This bond and your application to the Texas Secretary of State are filed. The bond protects the public against any liability you may cause while serving as a notary.
Oath of Office
When commissioned as a notary, an individual must take the oath of office. It is an essential requirement because it ensures that the notary is committed to following state laws and carrying out their duties. It can help protect individuals from scams and other issues arising from unlicensed notaries. The notary must be seen in person or virtually via interactive two-way audio and video communication for someone to take the oath of office. They must also swear or affirm that they will abide by the law. They must also promise to perform their duties without bias or favoritism. Once an individual has completed all the required steps, they will receive their Texas notary public commission certificate. The process is quick and easy. However, it is highly recommended that aspiring notaries take training courses and obtain E&O insurance to protect themselves from possible lawsuits. They should also prepare for state filing fees and the purchase of notary essentials like a notary seal, bond, and journal.
Bond
Applicants must file a four-year notary public bond that runs concurrently with their commission. The surety agency from which the bond is purchased must be licensed. Notaries must obtain a certificate of authority from the Secretary of State before beginning their duties. They can do this by completing Form 2301. The certification proves that the notary has met specific educational and training requirements, has complied with other applicable requirements, and is authorized to perform notarial acts. Notaries are also required to maintain a record book and seal. They must keep a record of every notarized document they sign. If a notary witnesses a signature on a document written in a language they do not understand, they must record that information in the notarial certificate and record book. It prevents them from misinterpreting the language and possibly committing forgery. The notary must also follow all state and local laws regarding the signing of documents. They could be subject to fines or other penalties if they do not.
Insurance
Notaries play an essential role in society, helping settle disputes over real estate transactions and other issues affecting people’s lives. It is a position that requires exemplary moral character and is overseen by the Secretary of State to ensure professionalism. To become a notary public, an applicant must be at least 18 years old and a Texas resident. In addition, they must not have been convicted of a felony involving moral turpitude. Additionally, a notary must purchase and file a $10,000 surety bond. The National Notary Association offers state-approved notary packages that include E&O insurance, a notary stamp and filing fee, and a bond. While it is not required by law in Texas, many aspiring notaries take advantage of these packages. It’s a convenient way to meet the state’s requirements and start your career as a notary.